As the Los Angeles wildfires rage on, millions of residents are preparing for more days of anxiety, packing go-bags with vital documents and irreplaceable mementos as they brace for evacuation orders.

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk.

As a shell-shocked and devastated city contends with raging wildfires, anxious families in and around Los Angeles await news from house-by-house searches. The grim task began during a respite from the powerful Santa Ana winds which whipped the fires into hurricanes of destruction,